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| Detailinformationen |
| Quellcurriculum |
Masterstudium Economic and Business Analytics 2025W |
| Lernergebnisse |
Kompetenzen |
| (*)Students are able to discuss circumstances and consequences of certain bank management decisions, tools and measures to evaluate competitive behavior, and how to practically assess and benchmark bank performance. Concerning that matter, students further are capable of carrying out basic research tasks by their own accord.
Course Goals
This course aims to provide a broad introduction to bank management and the economics of banking. Students shall acquire basic knowledge about key performance indicators, measures of competitive behavior, bank efficiency evaluation, and credit risk assessment. Students also learn which data and methods are used in different fields of bank analytics (perfomance, competition, efficiency, customer default prediction). This shall enable them to follow the academic literature on banking topics and to start related own empirical work.
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| Fertigkeiten |
Kenntnisse |
(*)- Learning Outcome 2 (LO2): Students are capable of discussing and rationalizing general decisions in bank (risk) management, and are able to research and calculate the elementary bank and banking market indicators needed for that.
- Learning Outcome 3 (LO3): Students can outline the basic indicators and models used in bank performance evaluation and explain their usefulness for management and policy decisions.
- Learning Outcome 4 (LO4): Students are able to appraise results from different approaches to measure competitive behavior and bank efficiency.
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(*)- Learning Outcome 1 (LO1): Students are able to give an account of the roles and operations of banks in the economy and society, and recall the basic concepts of financial statements analysis and performance evaluation in banking.
Course Content
- Theory of financial intermediation, functions of banks and other financial intermediaries.
- Introduction to various important fields of bank management.
- Bank competition and measurement of competitive behavior.
- Performance analysis and assessment of banking efficiency.
- Fundamentals of credit risk evaluation and default prediction.
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| Beurteilungskriterien |
(*)Assessment and Scoring System
A written exam constitutes the main part of the grading scheme, additional scores come from homework questions and exercises. The exam consists of open questions, is closed book, with a maximum score of 35 points and an allocated working time of 90 minutes. There is at least one possibility to repeat it.
Homework questions and exercises constitute the essential interactive course elements. Each student has to pick one question or exercise from a list that is provided at the beginning of the course. Tasks required range from simple fact enquiries via data research through to data analysis (for students who already have completed relevant econometrics courses). Datasets are provided for some exercises. Proposed answers and solutions have to be handed in via Moodle.
Difficulty of exercises is diverse, and rating thus ranges from 4 to 10 points, which renders the scoring system partly flexible. The maximum total score is 39 if a simple task is chosen, and 45 if the most demanding exercise is processed satisfactorily. However, the grading scheme below is adapted to account for all choices and combinations. Furthermore, in some cases, and at the instructor’s discretion, there may be additional points being granted for result presentations and contributions to peer and class discussions. These may be used to compensate for chosing a low-rated interactive element (or even as a substitute for exam points), but are not reflected in the maximum score of the grading scheme. The minimum score to pass the course is 17.5, the exam has no minimum requirement on its own.
- 0 – 17 = 5 (inadequate)
- 17.5 – 22 = 4 (adequate)
- 22.5 – 27 = 3 (satisfactory)
- 27.5 – 32 = 2 (good)
- 32.5 – 45 = 1 (excellent)
Feedback Culture
Feedback on exercises provided via Moodle, personal inspection and discussion of exam assessment.
Synchronization of Learning Outcomes and Assessment Strategy
- LO1: Exam
- LO2: Exam + Homework Exercises
- LO3: Exam + Homework Exercises
- LO4: Exam + Homework Exercises
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| Lehrmethoden |
(*)Despite being primarily designed as a classic lecture, the course also uses participatory activities to uphold student attention and motivation, and to foster the attainment of intended learning outcomes:
- Lecture, supported by slides.
- For some topics, textbook reading and studying other academic literature is required in advance. This shall prepare students to participate in informed discussions in the form of a flipped classroom.
- Inquiry-based learning per individual homework questions. Students’ answers and solutions may be presented and discussed in class.
- Project-based learning per individual homework exercises. Solutions and results may be presented and discussed in class.
- Lectures are partly interactive, with students developing solutions to problems and exercises in class, followed by (directed) discussion. Some of those sessions may be arranged as group work, thus offering cooperative learning.
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| Abhaltungssprache |
Englisch |
| Literatur |
(*)Textbooks and Chapters in Edited Volumes
- Casu/Girardone/Molyneux. Introduction to Banking, current edition.
- Coelli/Rao/O’Donnell/Battese. An Introduction to Efficiency and Productivity Analysis, 2nd ed., 2005.
- Greenbaum/Thakor/Boot. Contemporary Financial Intermediation, current edition.
- Luptáčik. Mathematical Optimization and Economic Analysis, 2010.
- Matthews/Thompson/Zhang. The Economics of Banking, current edition.
- Saunders/Cornett/Erhemjamts. Financial Institutions Management, current edition.
- Doumpos/Lemonakis/Niklis/Zopounidis. Analytical Techniques in the Assessment of Credit Risk, 2019.
Additional Material
Slides, various journal and newspaper articles, provided datasets, list of homework exercises.
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| Lehrinhalte wechselnd? |
Nein |
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